What is Car Insurance?

A Car Insurance policy is a contract between the vehicle owner and the insurer to protect your vehicle against third-party liabilities and own damages

In India, it is mandatory to have a car insurance policy according to Section 146 of the Motor Vehicles Act, 1988.

A car insurance policy protects vehicle owners against unforeseen events such as accidents, theft, natural & man-made disasters.

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Car Insurance Coverages

 Car Comprehensive Coverage
Comprehensive Coverage

Comprehensive Coverage provides benefits of Third-Party and Own Damage cover along with Compulsory Personal Accident (CPA) add-on cover. With Comprehensive policy, choose suitable add-ons to enhance your coverage.

Own Damage Insurance
Own Damage Coverage

An Own Damage (OD) cover is focused on insuring your vehicle against damages such as accidents, theft, fire, natural calamities and man-made disasters.

Third-Party Insurance
Third-Party Coverage

Third-Party (TP) coverage is mandatory according to Section 146 of the Motor Vehicles Act, 1988. Third-party (opponent vehicle owner/pedestrian) motor insurance covers liabilities such as third-party vehicle/property damages and third-party injury.

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Benefits of Renewing Car Insurance

Renewing a car insurance policy is made simple and easy with SmartRupyy.com. Buy or renew your car insurance in minutes from anywhere. The benefits of insurance renewal include the following,

  • Save time and effort
  • No Claim Bonus
  • No/less paperwork process
  • Avoid insurance break-ins
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